We hope you will find these checklists and other tools helpful. Before using any of these, please be aware: These checklists and tools provide general information and ideas. A particular checklist or tool will not apply to every person or situation. So a checklist or tool may not be right, or complete, for your situation. It may contain items that don’t apply to you. It may not cover every item you should consider. A particular item may need to be modified to be right for you. If you decide to use any of these tools, they are only a starting point. Add your own independent analysis to the situation. Consult a professional, like a banker, CPA, financial planner, insurance agent, lawyer, or real estate broker.